No, because most of the companies do not cover maternity under individual or family floater policy .
Yes, because some companies cover this but with conditions .Let us have a look at this .
Apollo Munich covers from 7 th year ,which means you should have been having the policy in existence for 6 years.
Max Bupa covers from 3rd year.
L& T covers from 5 th year.
Yes there are limits & sub limits, which one should keep in mind.
Is it that our insurance industry is having a short sighted approach in not covering this risk.I feel it should be covered by all insurance companies from 2 nd year .This will increase the size of the market .